Business credit cards
The first credit most businesses get, and the cheapest when used well.
Business credit cards are approved on the owner's personal credit, so new businesses qualify. The best ones offer 12 months of 0% intro APR on purchases, no annual fee and 1.5% to 2% back or equivalent points. Cards that report to business bureaus also build your business credit file.
Compare the best options
Sortable tables, one rubric, situation-based picks.
Best Business Credit Cards of November 2026
A business card is the first credit most companies get and the cheapest when used well. We picked the cards that earn the most on ordinary spend, finance purchases at 0%, and do not charge for the privilege.
Top pick: Chase Ink Business Unlimited2 picks · updated November 2026Best 0% Intro APR Business Credit Cards of November 2026
Twelve months of interest-free purchases is the cheapest financing a small business can get. These cards offer it without an annual fee.
Top pick: Amex Blue Business PlusReviews
Facts, verdict, where each one stands out and falls short.