Accuracy
Every figure traces to a lender disclosure, regulator publication or direct confirmation. Pages show when they were last reviewed, and products show when their figures were last verified.
Plain language
Each page opens with a direct answer. Jargon is defined the first time it appears and in the glossary. We write for the owner making the decision, not for the lender.
Independence
Partners do not review content before publication and cannot request changes to ratings or rankings. Corrections are made when a reader or provider shows a figure is wrong, and noted on the page.
Updates
Best-of pages are re-verified monthly. Reviews and guides are re-checked quarterly or when a provider changes terms. Calculators use the formulas documented on each tool page.